Services

Twenty years from now you will be more disappointed by the things that you didn't do than the ones you did do.
Mark Twain
Strategic Financial Advice

Strategic Financial Advice

Strategic Financial Advice

As your Financial Planner I will bring the right knowledge, expertise and guidance to identify and help you achieve your specific lifestyle goals.  It means you'll also be partnered with a qualified professional who's committed to helping you realise your financial possibilities. Our role is to build an ongoing financial relationship with you, rather than a ‘one-off’ transaction or process. 

There is no ‘one size fits all’ approach to Financial Advice, however generally the advice process will be as follows:

  • Initial consultation to ‘meet and greet’ and determine what sort of advice you are seeking.

  • An information gathering meeting.

  • Presentation of the advice being provided.

  • Implementation of this advice.

  • Ongoing reviews of your situation.

Cash Management

Cash Management

Cash Management

Saving money, spending money, good and bad debt, how do you manage it all?
If no one has ever shown you, how are you expected to know?
Let us help you set yourself on the right path for you to manage your own money effectively....

Superannuation

Superannuation

Superannuation

Superannuation is an investment to provide you with money for your retirement.

It is made up of employer contributions plus any personal contributions.

Whether you have just started your career or nearing retirement, it is important that you understand the benefits of superannuation and how it works.

There is a misconception in society that super is not important until closer to retirement. However if you start early, you will end up with a lot more. 

We will walk you through the benefits and strategies of utilising your super, whatever your age.

Estate Planning

Estate Planning

Estate Planning

Estate Planning ensures the wealth you’ve built over your lifetime is distributed to your beneficiaries in the most financially efficient and tax effective way possible.

Without a comprehensive estate plan, a significant part of the work you’ve done throughout your life, both at your job and with your investments, can be lost, given to unintended beneficiaries or even heavily taxed.

Without sufficient planning, the trustee of your superannuation fund has discretion as to the treatment of any death benefits from your super.

Insurance

Insurance

Insurance

Protecting yourself, your family, your business & your investments are a critical part of financial planning which can often be overlooked and sometimes not even considered. 

  • A well-rounded protection strategy ensures you are positioned in such a way that you can mitigate the dangers to you and your family of:

  • Loss of income

  • Significant injury

  • Life-threatening or long-term illness

  • Untimely death


Retirement Planning

Retirement Planning

Retirement Planning

Retirement is the time to do the things you enjoy, but many people are concerned about whether or not they have saved enough money to fund their retirement.

Setting a retirement plan in place now will give you a greater chance of reaching your retirement goals.

Don’t be like the majority of Australians in their fifties who are not financially prepared for retirement.

We can help you effectively respond to legislative changes regarding super, tax, social security and other retirement issues.