"When I speak with women specifically I want to focus on them as people not just as a group or the gender "woman"."
Most people don’t like to think about the possibility of getting a health condition- so we tend to adopt the mentality of “it won’t happen to me.”
In reality, one in two Australian men and women will be diagnosed with cancer by age 85 ( yes, that’s half!) according to The Cancer Council
of Australia’s Facts and Figures from February 2017. Click here for more information and ways in which you can protect yourself.
There is no way of predicting the future and knowing whether you’ll be that 1 in 2; but there are ways in which you can be prepared:
1) Get checked regularly: early cancer detection improves your odds of faster recovery and life expectancy. Look into the types of
screening you can have- just a few: skin checks, breast examinations and regular pap-smears for women, and prostate exams for men.
2) Know your family history: it is known that a family history increases your risk of certain cancer types significantly. Not only
will this give you an idea about what to be vigilant about, you can also get genetic testing for some cancers.
3) Stay healthy: yes there’s a lot of conflicting information on the internet about this, but both the Cancer Council and the science says the top 5 lifestyle changes to focus on are: quit smoking, maintain a healthy weight and diet, protect your skin from the sun, limit
alcohol consumption, and get regular exercise.
Not all of you may know this, but insurance needs analysis is an important part of the financial planning process. The above may help you reduce risk,
but if you do suffer a cancer event there is something else you can do to protect yourself against the financial burden.
Trauma insurance: Pays a tax free lump sum if you’re diagnosed with an illness such as cancer or heart attack – there are no
restrictions on what it can be spent on: recovery time away from work, medical costs, covering the bills, you name it.
Income Protection Insurance: you receive regular payments to make up for your loss of income if you can’t work due to sickness
or injury. The cost of this insurance is tax deductible to the owner of the policy, which can be you.
If you want help about the types of insurance you can structure inside and outside of your superannuation, come and see me for a free, no-obligation first