"I find that it helps to break down the big picture into smaller achievable tasks and to recognise and celebrate these achievements along the way."
Whether taking a break from the workforce to start a family or to care for a loved one, one of the disadvantages you face is a lack of superannuation contributions.
But exactly how can you achieve this if you aren’t earning an income?
The following article by nestegg gives 3 great tips to boost your superannuation.
1) Catch-up contributions after you return to work
2) Spouse contribution tax-offset
3) Spousal splitting
Have a read of the article here for more details, keeping in mind that a spouse isn’t just a person you are married to,
a spouse is a domestic partner that you live with (for more details check the government legislation for your state).
Many people don’t think about super until right before they retire- and by then there are limited options. It is important to take action now if you wish to have a financially secure retirement.